mpjh wrote:spaceghst44 wrote:mpjh wrote:spaceghst44 wrote:my suggestion and this is truthfuly honest.
You should go to community college for the first two years. This is not a joke. IT is MUCH cheaper. Then you can transfer to a 4 year school.
best way to go, especially when money is tight.
also.
FASFA. go to their web site, fill it out the form.
This will give you lots of money.
Good advice on FASFA, in fact the only way to go. Bad advice on Community College. Please do the research and find out how many ENTERING community college end up GRADUATING from four-year school. The stats are abysmal.
my point on community college is:
1. If Juan is serious about getting an education, then those numbers should not affect him.
2. Community College (if you can live and home with your parents and continue to mooch off of them) is around 75% cheaper, if not it is still close to 40%, which is a lot of money.
3. Depending on if the Community College is affiliated with a 4 year school, a lot of times if you get a certain GPA and graduate from the CC, then the 4 year school is required to accept you, which means you can get into a school that you might not be able to et into at this point.
Only 20% of those entering Community College and intending to eventually get a college degree go on to graduate and get one. There are many factors, so you need to do the research. My personal opinion is that the atmosphere at Community College is not conducive to success.
If you go to a state college, dump the car, get independent status by getting off your mommy's tax return, and live in a dorm or shared living facility, you can get the expense down. You may need your parents help with 1 initial parent Plus loan, then, with part time work, you are on your own.
Back to what I originally said, if Juan is serious about his education, those numbers won't matter to him.
The numbers you listed are for graduating in 6 years, which it should only take 4. people who are serious about their education it will only take them 4 years, and I bet if you look at community college graduates who get a degree in 4 years and 4 year students who get a degree in 4 years, I bet the numbers are a lot closer.
If you look at the people who enter community college, they are relatively not as smart or financially able as those who enter 4 year schools. People who are not as smart or do not have the ability to pay for their education of course do not have as high of a graduation rate. By your logic, Juan needs to go to Harvard where graduation rates are over 90%, good luck getting in by the way.
It is more expensive to live in a dorm that on your own. Average cost of living in a dorm is on average for a 4 year public school is $6500 not including books, supplies, or any other extra activates.